Buying Guide

Determine Your Wants and Needs

Buying a new home will be the biggest investment you’ll make in your lifetime. Before embarking on your journey of house hunting, find out know what you really want and need. List all the features you care most about, such as:

Cost & Financing Know your budget for monthly downpayment and after that the amortization. Find out how much you can afford and what loan financing are available. Choose which to avail from the following payment scheme:

1. Bank Financing
2. Inhouse Financing
3. Full Downpayment
4. Deferred payment – No interest
5. Full Payment of Total Contract Price

Get sample computation and study. Ideally, mortgage payments should be not be higher than 36% of our total monthly income. This way, you can comfortably pay your mortgage and care for other household expenses.

Location & Neighborhood Location location location. This is a very important consideration when buying a property. It’s an important indicator of value. It should be accessible by public transportation in going to your place of work, near schools, mall or shopping center, supermarket, hospitals, church and airport.

Look for ongoing/future road development near the housing project as this will shorten travel time to your place of work and will also add to resale value of your property. Example is an upcoming MRT or LRT transport.

Do you like Cavite, or Laguna, or Las Pinas or Paranaque or Bulacan? Is the neighborhood safe and secure. And most important of all, is it flood free?

Style Are you in a hurry to move-in so you need ready for occupancy houses? Or do you prefer houses that are not constructed yet (pre-selling) to save interest and have time to pay more.

Choose which house you prefer:
1. Bungalow (one (1) storey houses)
2. Townhouses
3. Single attached or single detached houses
4. Ready for Occupancy (RFO) houses

Future Expansion How many bedrooms, bathrooms, car garage and how much square meters of extra lot are you going to need? Look further into the future than just today. If you aren’t finished expanding your family and plan to someday have children or more children, you will want your new home to be large enough to accomodate that growth.

Great Investment Most homebuyers, especially first-timers, will eventually decide to sell and relocate to another home at some point. That is why it’s important to consider how well the home will hold its value over time. If an area is gaining popularity, it only implies that the road network is due for improvement and the property value is expected to increase in the future.

True to our word of making owning a home easy for you, booking and reservation for your dream home may be accepted at any of the PRO-FRIENDS offices.


HEAD OFFICE PRO-FRIENDS Center 55 Tinio Street, Mandaluyong City, Philippines

SATELLITE OFFICES PRO-FRIENDS Imus Office 55 Tanzang Luma, Gen. Aguinaldo Highway, Imus, Cavite PRO-FRIENDS Iloilo Office Gen. Luna st., Brgy. Inday, Iloilo City

SALES OFFICES Bellefort Estates Sales Office Molino IV, Bacoor, Cavite Lancaster Estates Sales Office Alapan, Imus, Cavite Carmona Estates Sales Office Bgy. Lantic, Carmona City

Back to Homepage

Read Related Articles: