All posts in News & Updates

COULD THIS BE THE HOUSE YOU’VE BEEN LOOKING FOR? SABINE BELLEFORT ESTATES

COULD THIS BE THE HOUSE YOU’VE BEEN LOOKING FOR? SABINE BELLEFORT ESTATES
Could this be the house you’ve been looking for? We bring you Sabine, a single attached model home here at Bellefort Estates. Here, shown in green, it is also available in gray. A two-storey house, it has 85 sqm of floor area and 110 sqm of lot area. Sabine has 4 bedrooms, 2 toilet and baths, a family room, kitchen area, dining area, living area, maid’s room, laundry and service area, and provision for a two-car garage. This might be it…your family’s future home.



May your beautiful life begin this very moment at Bellefort Estates. Call/Viber/Text 0975-308-2542 or visit http://www.bellefortcavite.com/ for more updates.We have FREE tripping and site viewing assistance everyday. More

HAPPY MOTHERS DAY! BELLEFORT ESTATES

HAPPY MOTHERS DAY! BELLEFORT ESTATES
Happy Mother’s Day!

Today, we share with you a quote from Bellefort Estates that will make you see the good in life.

English novelist, poet, and journalist Mary Ann Evans, known by her pen name George Eliot, once said: “Life began with waking up and loving my mother’s face.” Our mother’s face is the first face that we ever fall in love with. And with that unbreakable bond, we cling to her love for us, knowing that it is eternal.

Give your mom a tight embrace today, and spend more time with her. A beautiful life can truly be yours at Bellefort Estates.

Inquire with us today on how you can start investing in the house of your dreams. Contact us at 0917 512 5471. More

BELLEFORT ESTATES NEAR MANILA

BELLEFORT ESTATES NEAR MANILA
Do you want to travel to Metro Manila and back from your home? Well, we’ve got an excellent offer! Bellefort Estates is located just outside of Metro Manila in Bacoor, Cavite. When you talk about Cavite, Bacoor is known as the province’s portal to the metro, and one if its fastest-growing key cities. You can have a truly suburban life at Bellefort Estates, and yet still be close enough to Metro Manila.



May your beautiful life begin this very moment at Bellefort Estates. Call/Viber/Text 0975-308-2542 or visit http://www.bellefortcavite.com/ for more updates.We have FREE tripping and site viewing assistance everyday. More

LIVING IN THE GOLDEN TRIANGLE OF ALABANG, CAVITE AND LAGUNA

LIVING IN THE GOLDEN TRIANGLE OF ALABANG, CAVITE AND LAGUNA




Experience luxurious living in the Golden Triangle of Alabang, Cavite, and Laguna, here at Bellefort Estates. Strategically located in Bacoor, Cavite, at the heart of the Daang Hari District, this exclusive master-planned community has five gorgeous house model choices for you—Beatrice, Celeste, Sabine, Charlotte, and Vivienne. You get the stylish home you’ve always longed for with all the space you need!

Inquire with us today on how you can start investing in the house of your dreams. Contact us at 0917 512 5471. More

LONG REPAYMENT PERIOD – BELLEFORT ESTATES CAVITE

LONG REPAYMENT PERIOD – BELLEFORT ESTATES CAVITE




If you want to invest in real estate property, the Bellefort Estates’ Did You Know Property Investment Guide series will help you achieve this.

Property investment loans have the longest repayment periods when compared to other investment classes. These said loans actually enable you to arrange your portfolio of assets in a way that will maximize returns and minimize risks. To learn more, watch this video!

The beautiful life waiting here at Bellefort Estates is yours for the taking.

For inquiries call/text/viber 0917 512 5471 or visit www.bellefortcavite.com to know more.We have FREE tripping and site viewing assistance everyday. More

BEATRICE AT BELLEFORT ESTATES

BEATRICE AT BELLEFORT ESTATES
To make your summer even better, allow us to show you Beatrice, one of our townhouse models.



About Beatrice Townhouse Model

House Model: Beatrice
House Type: Townhouse
House Status: Pre-selling
Community: Bellefort Estates
Address: Barangay San Miguel, Molino 4, Bacoor Cavite
Condition: Brand New
Lot Area: 60 square meters
Floor Area: 90 square meters
Bedrooms: 4
Bathrooms: 3
Storeys: 3
Car Garage: 1
With Balcony: No

Beatrice of Bellefort Estates Sample Computation

Total Contract Price: Php 2, 706, 480.00
Gross Required DP: Php 338, 310.00
Reservation Fee: Php 25, 000.00
Monthly Downpayment (15 months): Php 20,887.33

Monthly Amortization (to start after DP term)
5 yrs. 8% per year: Php 50, 202.16
10 yrs.8% per year: Php 30, 916.64
15 yrs.8% per year: Php 24, 815.67
20 yrs.8% per year: Php 21, 992.53

Now isn’t that truly spacious with a whole lot of rooms for your family? More

CHARLOTTE AT BELLEFORT ESTATES CAVITE

CHARLOTTE AT BELLEFORT ESTATES CAVITE
Part of our aspirations in life is to become a homeowner. And now, with Bellefort Estates, that dream is well within reach. Here is Charlotte, one of our beautiful single attached homes. It is available in two colors—pink and beige.



CHARLOTTE HOUSE MODEL INFORMATION

Subdivision: Bellefort Estates
Subdivion Address/Location: Barangay San Miguel, Molino 4, Bacoor Cavite
2-Storey Single Attached
3 Bedroom
2 Toilet & Bath
Lot Area: 110 sqm.
Floor Area: 65 sqm.

SAMPLE COMPUTATION OF CHARLOTTE

Total Contract Price: 4,199,040.00
Reservation Fee: 35,000.00
12 Monthly Downpayment: 29,158.67
Amortization (start after 12 mos. DP)
15 yrs.: 37,286.91
20 yrs.: 32,781.72 More

BELLEFORT ESTATES – SIGNIFICANT TAX DEDUCTION

BELLEFORT ESTATES – SIGNIFICANT TAX DEDUCTION
Did You Know?

If you want to invest in real estate property, the Bellefort Estates’ Did You Know Property Investment Guide series will help you achieve this.

Owning a home gives you many sigificant tax deductions to help lower your tax payments. This means writing off a chunk of your tax bills. Being a homeowner at Bellefort Estates gives you all the tax breaks you can take advantage of every year. And if you want to know more about significant tax deductions, watch our video below!



Remember that a beautiful life at Bellefort Estates is always within reach. Call/Text/Viber 0917 512 5471 or visit our website www.bellefortcavite.com for more updates. Invest now and get the house that you want. We have FREE tripping and site viewing everyday.

#BellefortCavite #ExclusiveSubdivision #BacoorCavite #DaangHariDistrict #CaviteHouseAndLot #DidYouKnow #PropertyInvestmentGuide #SignificantTaxDeductions #StylishHomes #AllTheSpaceYouNeed #ValueForMoney #TheBellefortEstatesLife More

METRO PACIFIC UNIT TO BORROW P36 BILLION FOR 2 NEW TOLL ROADS

METRO PACIFIC UNIT TO BORROW P36 BILLION FOR 2 NEW TOLL ROADS
MANILA, Philippines – Metro Pacific Tollways Corporation, the tollways unit of Metro Pacific Investments Corporation (MPIC), plans to borrow P36 billion to partly finance the construction of two new toll roads in the Philippines: the Cavite-Laguna Expressway (CALAX) and the C5 South Link Expressway.

Christopher Lizo, chief finance officer at Metro Pacific Tollways, said the firm is set to borrow P25 billion for CALAX and P11 billion for the C5 South Link.

“It is ongoing for C5 and CALAX. We expect to have financial closure by 1st quarter of 2018,” Lizo had told reporters in an interview.

CALAX is the planned 44.6-kilometer, 4-lane toll road between the Cavite Expressway in Kawit, Cavite and the South Luzon Expressway (SLEX)-Mamplasan Interchange in Biñan, Laguna.

Lizo had said Australia’s Leighton Holdings would build the Cavite side of CALAX, while DM Consunji Incorporated is in charge of the Laguna side.

On top of the project’s P35.42-billion construction cost, Metro Pacific Tollways unit MPCALA Holdings Incorporated paid the government a premium bid of P27.3 billion to win the infrastructure project.

MPCALA will operate and maintain CALAX for 35 years. After that, the operations and maintenance of the expressway will be in the government’s hands.

Aside from CALAX, Metro Pacific’s 7.7-kilometer, 6-lane C5 South Link deal is also in full swing.

The C5 South Link is seen to connect C5 Road to the Manila-Cavite Expressway (Cavitex).

Around 45,000 vehicles are expected to benefit from the C5 South Link project, decongesting EDSA when it starts commercial operations in 2019.

Other than CALAX and the C5 South Link, Metro Pacific Tollways is about to start building the Cebu-Cordova Link Expressway.

Its North Luzon Expressway (NLEX)-SLEX connector road from C3 in Caloocan City to Sta Mesa in Manila is also set to start construction this year.

Metro Pacific Tollways operates the NLEX, Subic-Clark-Tarlac Expressway (SCTEX), and Cavitex.

Readmore . . . www.rappler.com

SALES & MARKETING
Landline:
Manila Telephone: (02) 703 2965
Cavite Telephone: (046) 450 5812

Mobile:
Globe: (+63) 917 512 5471
Smart: (+63) 998 978 9039
Sun: (+63) 932 885 4162

Viber:
Globe: (+63) 917 512 5471
Smart: (+63) 998 978 9039

More

7 QUESTIONS THAT EVERY FIRST-TIME HOME BUYER WANTS TO ASK

7 QUESTIONS THAT EVERY FIRST-TIME HOME BUYER WANTS TO ASK
“Can I already afford the house?”

The biggest and the most important question of all is: Can you already afford to buy a house NOW? Owning a house is probably the first biggest decision you will ever make as a family. Therefore, you need to make sure you’re ready, emotionally, and of course, financially. First, you need to learn how to assess your true NDI (Net Disposable Income). This technically refers to your Net Income minus taxes. However, you should also consider your Net Disposable income minus taxes minus expenses (bills, education, etc). As a general rule for bank approvals, most agents, real estate brokers and developers are using the “One-third rule” to initially assess financial capability. This computes for one third of your gross household monthly income. That figure is usually the monthly amortization that they earmark for you.

It is not advised that you stretch this earmarked amount just to obtain the house and lot that you want. Stick with your financial figures and look for the package that’s in line with it. Ideally, you should only be able to use up half your NDI for the monthly payments and the other half should be allocated for savings for emergency purposes.

Owning a house is probably the first biggest decision you will ever make as a family. Therefore, you need to make sure you’re ready, emotionally, and of course, financially. First, you need to learn how to assess your true NDI (Net Disposable Income). This technically refers to your Net Income minus taxes. However, you should also consider your Net Disposable income minus taxes minus expenses (bills, education, etc). As a general rule for bank approvals, most agents, real estate brokers and developers are using the “One-third rule” to initially assess financial capability. This computes for one third of your gross household monthly income. That figure is usually the monthly amortization that they earmark for you. It is not advised that you stretch this earmarked amount just to obtain the house and lot that you want. Stick with your financial figures and look for the package that’s in line with it. Ideally, you should only be able to use up half your NDI for the monthly payments and the other half should be allocated for savings for emergency purposes.

“Do I need to pay at least the down payment/equity on the spot?”

Most real estate developers offer staggered payment on equity of up to 15 months. But it is critical to know the desired timing of your move-in. Developers usually start with the construction or the ground work on your house when you’ve paid at least 10% of the total contract price (TCP). This usually coincides with bank or Pag-ibig approval.If you pay spot-cash down payment, you are usually entitled to

If you pay spot-cash down payment, you are usually entitled to further discount, which varies per season and per property or area. But it is best not to wait too long until you reserve and start payment. It is not advisable to wait until you have enough DP cash because by the time you have enough cash for DP, the price of the property will definitely be higher, and thus your saved money might still not be enough.

For most people, they already have some savings intended for their first house. It is best to mention this to your agent so that you can be offered a special payment scheme. For example, you have at least P100,000 already earmarked for your house, it may help to pay that upfront so that monthly payments for the DP can be significantly reduced. It may also be used to fast-track construction of your house

“What requirements or documents do I need to prepare?”

There is a long list of requirements for housing and these are usually bank requirements, which you really have to prepare ahead of time. Each house for sale unit may have their own set of requirements but this is a list of the most common ones:

STANDARD REQUIREMENTS

Birth Certificate (photocopies)
Marriage Certificate (photocopies)
2×2 pictures (Principal/Spouse/Co-Borrower/Attorney-in-fact)
Residence Certificate (Principal/Spouse /Co-Borrower/Attorney-in-fact)
Proof of Billing Address
Post Dated Checks (for equity)
2 valid Identification cards (Applicants/Spouse/Co-Borrower/Attorney-in-fact)

MAJOR REQUIREMENTS (LOCALLY EMPLOYED)

Photocopy of latest Income Tax Return and w-2
Original and Notarized Certificate of Employment and Compensation
Payslips for the last 3 months (Applicant/Spouse)
Bank Statement for the last 3 months
Major requirements differ per type of employment (Local, Self-employed, OFW). The list is available online upon simple Google search.

“What is the reservation fee really for?”

When you go on a tripping activity with any developer agent, they, of course, require a reservation fee to close the sale. This non-refundable reservation fee is more than a guarantee for the block and lot you wish to purchase. More importantly, it guarantees and reserves the price at the time of closing. The unit you want may actually still be there when you return a second time or sometime after that, but the chances that you’ll be able to get it at exactly the same price is perhaps very slim. The values of properties (lot) in the country have significantly appreciated over the last 5 years. This is especially true in areas like Antipolo, Cavite and Laguna where economic developments, as well as rapid migration of residents from Manila, are observed.

“When do I move in?”

Turn over period has become more and more important over the years because of the escalating rental rates even outside Metro Manila. As only 49% of those living in Metro Manila own their homes, the rest who are either renting or renting for free have no choice but to seek for their first homes in the next city centers (Antipolo, Cavite, Laguna, or Bulacan) mainly because of their accessibility and proximity to the work place/CBDs.

Given this, most developers let you move in after downpayment, but this usually coincides with either bank or Pag-ibig approval when both (DP and approval) are sufficed. Movement of course doesn’t come exactly right after or a few days after the fulfillment of these requisites. It usually takes another month or 2 to let finishings and furnishings settle in.

“What does Rent to Own really mean?”

The RENT-TO-OWN phrase has really been a puzzle for many. Some developers use it to connote staggered payment for downpayment as opposed to spot DP. Most of the time, homeseekers assume that it will have similar terms as when you move or transfer to a rental unit such that you just need to pay for least 2 months advance and 2 months deposit. But this is still short of the required equity even for low cost housing (less than P1M). Thus, some developers now offer affordable options for condo seekers. For one particular condo developer, client only needs to pay reservation fee of about P10,000, cash out 2.5% of total price and submit PDCs for the 7.5% payable in 15 months. Client can already move-in within a month after completion of requirements.

For house and lot, however, only a few developers offer real rent to own payment schemes. But it might also be worthwhile to check for Ready-For-Occupancy (RFO) units and inquire about a payment scheme with fast turnover period. You might chance upon an RFO promo that lets you move-in with low cash-out requirement and PDC guarantee.

“How can I ask for a discount?”

Normally, developers offer discounts for cash payments only, either for Cash TCP (total contract price) or for Spot DP (downpayment). But in some cases, they offer significant on-the-spot discounts for reservations on a limited time period. It ranges from P50,000 to as high as P150,000 depending on the unit type, whether a townhouse, single-detached or lot only. Don’t be afraid to ask for additional discounts and freebies from your agent as promos vary from one period to another depending on the time of month.

Insider Tip: Due to cut-off period, it might be better to reserve during end of month or first 3 days of the month where promos and discounts are usually applied to make sales quotas.

The real estate landscape in the country has changed dramatically over the past few years with the introduction of a myriad of innovative developers offering house and lot packages at very low prices. House cost has been significantly brought down by new technology in the construction industry such as precast, cast-in-place and other options. This is why the real estate industry has become more competitive now, more than ever. This also makes new homebuyers more astute and more discerning than in the old days when brand such as Camella was the sole the yard stick of quality. Home buyers nowadays ask more questions, inquire with more than one developer and are seldom impulsive with their decisions. If you think that you’re this kind of buyer who asks these abovementioned questions and more, don’t worry, you’re definitely part of the curve.

SALES & MARKETING

Landline:
Manila Telephone: (02) 703 2965
Cavite Telephone: (046) 450 5812

Mobile:
Globe: (+63) 917 512 5471
Smart: (+63) 998 978 9039
Sun: (+63) 932 885 4162

Viber:
Globe: (+63) 917 512 5471
Smart: (+63) 998 978 9039

More